In connection with YOUR transaction, WE may obtain personal nonpublic information about YOU that is handled as stated in this notice.

• WE collect personal nonpublic information about YOU from the following sources:
  Information WE receive from YOU on an application for credit or other similar forms;
  Information about YOUR transactions with US and others;
  Information WE receive from a consumer reporting agency.

• OUR policy is only to disclose YOUR personal nonpublic information to ONLY those companies that perform marketing services on OUR behalf or to other financial institutions with which we have joint marketing agreements.
• WE do not disclose any nonpublic personal information about YOU to anyone, except as permitted by law.
• Further, WE restrict access to YOUR nonpublic personal information to ONLY those employees who need to know that information to provide products or services to YOU.  Employees cannot use YOUR information for any other purpose.  WE maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard YOUR nonpublic personal information.

CUSTOMER ACKNOWLEDGEMENT:  The undersigned customer (s) acknowledge that they received a copy of this Privacy Notice on the date indicated below.